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$430K · 1+1 bed Condo Apartment · Unit 202, South Hill Condos, 332 Gosling Gardens, Guelph, Ontario N1L 0P8 | HomeSearchCanada

$430,000

Unit 202

61 DOM

1+1161d

Map

DOM 61

↓ $20K

$430,000

↓ $20K

DOM61days

Unit 202

South Hill Condos · 332 Gosling Gardens · Guelph · Ontario N1L 0P8

MLS® X13484342 · Clairfields/Hanlon Business Park · N1L 0P8

1+11OwnerOccupied600-699 ft²Condo ApartmentNoneNo basement61d$662/ft²$3,646 tax/yrBuilt 20188 yrs oldNo basement

61 days on market

About this home

Welcome to 202-332 Gosling Gardens, a stylish one-bedroom plus den condominium in Guelph's popular south end. Built in 2020, this thoughtfully designed suite offers 668 square feet of modern living space, perfect for first-time buyers, professionals, downsizers, or investors. The bright, open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a comfortable space for everyday living and entertaining. The spacious bedroom and 4-piece bathroom is complemented by a ve…

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Property details

MLS#: X13484342
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R.4A-42

Roof: Flat
Foundation: Concrete

Building name: South Hill Condos
Condo corp #: 271
Balcony: Open
Locker: Owned
Association amenities: Community BBQ, Elevator, Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Gordon St
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None, Carpet Free
Parking features: Surface

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $19,900 (from $449,900 to $430,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Alice Street Realty

Source: TRREB/PROPTX · MLS® X13484342

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$430K

Unit 202 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $430,000✓ $3,646 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,153/mo

incl. closing costs (yr 1)

Annual total

$49,833

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,640/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$86,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$304/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,575/yr

Property taxes18% $8,721/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,300/yr

Condo fees13% $6,576/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,575	$1,631/mo
Government & taxes
Property tax	$3,646	$304/mo
Land transfer tax(closing)	$5,075	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,300	$358/mo
Condo fees
Condo / HOA fees	$6,576	$548/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,833	$4,153/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 202

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs