$935K · 2+1 bed Detached Condo · Wilmot

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About this home

Welcome to 148 Devonshire Drive, a rarely offered Montana model on one of Stonecroft's premium lots. The standout feature is the setting. Backing onto green space and a pond, this property offers a level of privacy seldom found in the community. Enjoy unobstructed views from the newly installed composite deck, with neighbouring homes and decks largely out of sight. Whether it's your morning coffee or an evening glass of wine, the backyard provides a peaceful and private outdoor living space. Ins…

Property details

MLS#

X13484218

Status

Buy Now

Property class

Residential Condo & Other

Beds

2+1

Baths

3 full, 0 half

Rooms

8 + 5

Kitchens

Size

1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Finished

Style

Bungalow

Type

Detached Condo

Year built

1985

Occupancy: Vacant
Washrooms: 3 pc · Main; 4 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: No

Zoning: Z15

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Arts Centre, Golf, Greenbelt/Conservation, Lake/Pond, Park, Rec./Commun.Centre

Fireplaces: 1
Fireplace features: Natural Gas, Living Room

Condo corp #: 396
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Exercise Room, Game Room, Indoor Pool, Tennis Court, Club House
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Deck, Landscaped
Fronting on: —
Cross street: Haysville Road
Stories: 1
Utilities: —
Laundry: In Bathroom, Ensuite
Laundry level: Main Level
Interior: Auto Garage Door Remote, Central Vacuum, ERV/HRV, Primary Bedroom - Main Floor, Water Softener, Water Heater
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $934,900✓ $5,306 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,168/mo

incl. closing costs (yr 1)

Annual total

$86,013

year 1

Mortgage only

$3,547/mo

principal + interest

Beyond mortgage

$1,898/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$186,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$442/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,349/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,173

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $42,561/yr

Property taxes24% $20,479/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,349/yr

Condo fees3% $2,964/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$42,561	$3,547/mo
Government & taxes
Property tax	$5,306	$442/mo
Land transfer tax(closing)	$15,173	$1,264/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,349	$779/mo
Condo fees
Condo / HOA fees	$2,964	$247/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$86,013	$7,168/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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148 Devonshire Drive

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