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$450K · 3 bed Condo Townhouse · Unit 4, 7470 Monastery Drive, Niagara Falls, Ontario L2H 3B3 | HomeSearchCanada

$449,900

Unit 4

75 DOM

3275d

Map

DOM 75

$449,900

DOM75days

Unit 4

7470 Monastery Drive · Niagara Falls · Ontario L2H 3B3

MLS® X13481400 · 208 - Mt. Carmel · L2H 3B3

32OwnerOccupied1000-1199 ft²Condo TownhouseNoneFull, Partially Finished75d$409/ft²$3,061 tax/yrBuilt 198541 yrs oldFull, Partially Finished

75 days on market

About this home

Welcome to this well-maintained 3-bedroom, 1.5-bath condo townhouse located in the highly sought-after Mount Carmel neighbourhood-one of Niagara's most prestigious and family-friendly communities. This bright and inviting home offers a functional layout, a cozy living space, and a finished basement perfect for a recreation room, home office, or additional storage. Enjoy unbeatable convenience with Niagara Falls just 5-10 minutes away, Niagara College only 10minutes away, and quick access to majo…

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Property details

MLS#: X13481400
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 39
Balcony: None
Locker: None
Association amenities: BBQs Allowed
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front
Fronting on: —
Cross street: Montrose Road & Thorold Stone Road
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free, Water Heater
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 GREEN REALTY INC.

Source: TRREB/PROPTX · MLS® X13481400

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$450K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $3,061 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,141/mo

incl. closing costs (yr 1)

Annual total

$49,694

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,520/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$255/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,481/yr

Property taxes17% $8,534/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,499/yr

Condo fees11% $5,520/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$3,061	$255/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$5,520	$460/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,694	$4,141/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs