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$420K · 2 bed Condo Apartment · Pineridge/Westminster Woods, Guelph | MyPropertyScout

$420,000

Unit LL02

29 DOM

2129d

Map

DOM 29

$420,000

DOM29days

Unit LL02

25 Kay Crescent · Guelph · Ontario N1L 0P2

MLS® X13480086 · Pineridge/Westminster Woods · N1L 0P2

21Vacant800-899 ft²Condo ApartmentNoneNo basement29d$494/ft²$3,816 tax/yrBuilt 20188 yrs oldNo basement

29 days on market

About this home

This beautifully maintained 2-bedroom condo offers the perfect balance of style, comfort, and convenience. The bright kitchen is a standout feature, offering plenty of storage space, stainless steel appliances, and marble countertops. The spacious living room flows seamlessly into the covered balcony through sliding doors, providing a perfect space for relaxation or enjoying the outdoors. Ground floor balcony offers privacy with exposure to greenspace. Both bedrooms are generously sized, with la…

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Property details

MLS#: X13480086
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Vacant
Washrooms: 4 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Flat
Property features: Wooded/Treed, Public Transit, School

Condo corp #: 236
Balcony: Open
Locker: Exclusive
Association amenities: Bike Storage, Elevator, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Dallan Dr/Kay Cres
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE RCR REALTY

Source: TRREB/PROPTX · MLS® X13480086

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$420K

Unit LL02 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $420,000✓ $3,816 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,048/mo

incl. closing costs (yr 1)

Annual total

$48,575

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,590/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$318/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,120/yr

Property taxes18% $8,691/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,200/yr

Condo fees12% $5,904/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,120	$1,593/mo
Government & taxes
Property tax	$3,816	$318/mo
Land transfer tax(closing)	$4,875	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,200	$350/mo
Condo fees
Condo / HOA fees	$5,904	$492/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,575	$4,048/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit LL02

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs