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$420K · 2 bed Condo Apartment · Unit 202, 12 St Andrew Street, Norfolk, Ontario N0A 1N1 | HomeSearchCanada

$419,900

Unit 202

74 DOM

2274d

Map

DOM 74

↓ $10K

$419,900

↓ $10K

DOM74days

Unit 202

12 St Andrew Street · Norfolk · Ontario N0A 1N1

MLS® X13478822 · Port Dover · N0A 1N1

22Vacant1000-1199 ft²Condo ApartmentNoneNo basement74d$382/ft²$3,234 tax/yrBuilt 200323 yrs oldNo basement

74 days on market

About this home

Wake up just steps from the shores of Lake Erie in this bright and spacious 2 Bedroom, 2 Bathroom recently renovated second-floor condo. Freshly painted throughout and enhanced with new engineered luxury vinyl flooring, this move-in ready unit offers stylish, low-maintenance living in the heart of Port Dover. The open-concept kitchen and living room create an inviting space for everyday living and entertaining. The kitchen features a breakfast bar, dishwasher and ample cupboard and countertop s…

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Property details

MLS#: X13478822
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2003

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R5

Roof: Flat
Foundation: Poured Concrete
Property features: Beach, Lake/Pond

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

Condo corp #: 17
Balcony: Open
Locker: Exclusive
Association amenities: Elevator, Exercise Room, Party Room/Meeting Room, Visitor Parking, Bike Storage
Fees include: Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Concrete, Stucco (Plaster)
Fronting on: —
Cross street: Highway 6
Stories: 2
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: Intercom, Separate Heating Controls, Storage Area Lockers, Water Heater, Separate Hydro Meter, Storage
Parking features: Reserved/Assigned, Surface

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $429,900 to $419,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13478822

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$420K

Unit 202 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,900✓ $3,234 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,110/mo

incl. closing costs (yr 1)

Annual total

$49,319

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,653/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$269/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,116/yr

Property taxes16% $8,107/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,199/yr

Condo fees15% $7,237/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,116	$1,593/mo
Government & taxes
Property tax	$3,234	$269/mo
Land transfer tax(closing)	$4,873	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,199	$350/mo
Condo fees
Condo / HOA fees	$7,237	$603/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,319	$4,110/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 202

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs