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$490K · 2 bed Condo Apartment · Unit 1504, 85 Duke Street, Kitchener, Ontario N2H 0B7 | HomeSearchCanada

$490,000

Unit 1504

44 DOM

2244d

Map

DOM 44

$490,000

DOM44days

Unit 1504

85 Duke Street · Kitchener · Ontario N2H 0B7

MLS® X13477332 · N2H 0B7

22Vacant800-899 ft²Condo Apartment1-car UndergroundNo basement44d$577/ft²$4,165 tax/yrNo basement

44 days on market

About this home

Right in the heart of the Innovation District, this luxury 15th-floor corner condo dazzles with spectacular dual views and a 65 sqft balcony featuring a custom 6ft privacy screen. The interior is defined by superior quality, boasting Terrawood flooring, 4-inch square edge baseboards, upgraded cabinetry hardware, a ceramic backsplash, and a modern kitchen with a granite island bathed in natural light. A unique built-in speaker system runs throughout the unit, while in-suite laundry adds essential…

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Property details

MLS#: X13477332
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 616
Balcony: Open
Locker: Owned
Fees include: Water Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Young St and Duke St
Stories: 15
Utilities: —
Laundry: In-Suite Laundry
Interior: Built-In Oven, Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RETREND REALTY LTD

Source: TRREB/PROPTX · MLS® X13477332

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$490K

Unit 1504 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $490,000✓ $4,165 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,852/mo

incl. closing costs (yr 1)

Annual total

$58,225

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$2,012/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$98,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$347/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$69/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $22,307/yr

Property taxes18% $10,440/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,900/yr

Condo fees17% $9,918/yr

Closing costs9% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,307	$1,859/mo
Government & taxes
Property tax	$4,165	$347/mo
Land transfer tax(closing)	$6,275	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,900	$408/mo
Condo fees
Condo / HOA fees	$9,918	$827/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,225	$4,852/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1504

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs