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$375K · 3 bed Condo Townhouse · Unit 76, 48 Sumac Street, Ottawa, Ontario K1J 6P7 | HomeSearchCanada

$374,900

Unit 76

75 DOM

3275d

Map

DOM 75

↓ $14K

$374,900

↓ $14K

DOM75days

Unit 76

48 Sumac Street · Ottawa · Ontario K1J 6P7

MLS® X13476828 · 2107 - Beacon Hill South · K1J 6P7

32Vacant900-999 ft²Condo TownhouseNoneFull75d$395/ft²$2,117 tax/yrFull

75 days on market

About this home

Welcome to 48 Sumac Unit B. Settle into comfortable, move-in-ready living in this beautifully updated 3-bedroom, 2-bathroom condo townhouse, tucked into one of Ottawa's family-friendly pockets just off Montreal Road. Refreshed throughout and completely carpet free, every room feels bright, clean, and ready for you to make it your own-no renovation projects, no to-do lists, just easy daily living from the moment you walk in. Three generous bedrooms give your household room to spread out, while tw…

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Property details

MLS#: X13476828
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 6
Balcony: None
Locker: None
Fees include: Heat Included, Hydro Included, Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: Montreal Road
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $14KPrice reduction

MLS shows the seller reduced the asking price by $14,100 (from $389,000 to $374,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 ACTION POWER TEAM LTD.

Source: TRREB/PROPTX · MLS® X13476828

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$375K

Unit 76 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $374,900✓ $2,117 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,848/mo

incl. closing costs (yr 1)

Annual total

$46,174

year 1

Mortgage only

$1,422/mo

principal + interest

Beyond mortgage

$1,626/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$74,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$176/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,099

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $17,067/yr

Property taxes13% $6,216/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,749/yr

Condo fees18% $8,482/yr

Closing costs11% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,067	$1,422/mo
Government & taxes
Property tax	$2,117	$176/mo
Land transfer tax(closing)	$4,099	$342/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,749	$312/mo
Condo fees
Condo / HOA fees	$8,482	$707/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,174	$3,848/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 76

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs