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$449,000
DOM51days60 Charles Street · Kitchener · Ontario N2G 0C9
51 days on market
Welcome to sophisticated urban living at 60 Charles Street West, where modern design, upscale amenities, and an unbeatable downtown location come together. This beautifully appointed 2-bedroom, 2-bathroom condominium offers the perfect opportunity for homeowners, professionals, and investors seeking a vibrant lifestyle in the heart of Kitchener. Step inside to discover a bright and spacious open-concept layout filled with natural light. The contemporary kitchen is thoughtfully designed with prem…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX TWIN CITY REALTY INC.
Source: TRREB/PROPTX · MLS® X13476590
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,440 | $1,703/mo |
| Government & taxes | ||
| Property tax | $4,260 | $355/mo |
| Land transfer tax(closing) | $5,455 | $455/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,490 | $374/mo |
| Condo fees | ||
| Condo / HOA fees | $9,504 | $792/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $54,809 | $4,567/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.