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$230K · 0 bed Condo Apartment · Waterloo | MyPropertyScout

$229,900

Unit 215

30 DOM

0130d

Map

DOM 30

$229,900

DOM30days

Unit 215

257 Hemlock Street · Waterloo · Ontario N2L 0K2

MLS® X13476256 · N2L 0K2

01Vacant0-499 ft²Condo ApartmentNoneNo basement30d$461/ft²$2,206 tax/yrNo basement

30 days on market

About this home

The smartest dorm room alternative in Waterloo. Whether you're a parent looking for a secure, four-year housing solution for your student or an investor seeking a turnkey asset in Waterloo's university core, Unit 215 at Sage X makes the math simple. Located literally steps from both Wilfrid Laurier University and the University of Waterloo, this modern bachelor-style suite was designed for student life. The layout is compact, highly functional, and completely move-in ready. It features an open-c…

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Property details

MLS#: X13476256
Status: Buy Now
Property class: Residential Condo & Other
Beds: 0
Baths: 1 full, 0 half
Rooms: 1
Kitchens: 1
Size: 0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Other

Condo corp #: 679
Balcony: None
Locker: None
Fees include: Heat Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Hemlock and University
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS INNOVATION REALTY

Source: TRREB/PROPTX · MLS® X13476256

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$230K

Unit 215 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $229,900✓ $2,206 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,614/mo

incl. closing costs (yr 1)

Annual total

$31,373

year 1

Mortgage only

$872/mo

principal + interest

Beyond mortgage

$1,115/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$45,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$184/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$26/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,024

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $10,466/yr

Property taxes13% $4,230/yr

Utilities13% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance7% $2,299/yr

Condo fees12% $3,718/yr

Closing costs16% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$10,466	$872/mo
Government & taxes
Property tax	$2,206	$184/mo
Land transfer tax(closing)	$2,024	$169/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,299	$192/mo
Condo fees
Condo / HOA fees	$3,718	$310/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$31,373	$2,614/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 215

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs