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$449K · 2 bed Condo Apartment · Unit 1001, 158 King Street, Waterloo, Ontario N2J 0E5 | HomeSearchCanada

$449,000

Unit 1001

31 DOM

2231d

Map

DOM 31

$449,000

DOM31days

Unit 1001

158 King Street · Waterloo · Ontario N2J 0E5

MLS® X13475756 · N2J 0E5

22Partial600-699 ft²Condo ApartmentNoneNo basement31d$691/ft²$3,275 tax/yrNo basement

31 days on market

About this home

The unit is located at 160 King St N, Unit 1001. With Great views, close to schools, parks, Uptown Waterloo, and amenities. The primary bedroom features floor-to-ceiling windows and an en-suite. The second bedroom has wrap-around windows and a panoramic view. The kitchen includes quartz countertops and stainless steel appliances. Maintenance fees cover heat, water, an exercise facility, a business/study centre, and a party room. Great investment property, or live in space! If you have a child…

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Property details

MLS#: X13475756
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Partial
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 657
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Corner of King & James St.
Stories: 9
Utilities: —
Laundry: Laundry Room
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: META REALTY INC.

Source: TRREB/PROPTX · MLS® X13475756

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$449K

Unit 1001 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,000✓ $3,275 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,145/mo

incl. closing costs (yr 1)

Annual total

$49,744

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,529/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$273/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,440/yr

Property taxes18% $8,730/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,490/yr

Condo fees11% $5,424/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,440	$1,703/mo
Government & taxes
Property tax	$3,275	$273/mo
Land transfer tax(closing)	$5,455	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,490	$374/mo
Condo fees
Condo / HOA fees	$5,424	$452/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,744	$4,145/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1001

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs