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$409K · 1+1 bed Condo Apartment · Unit 131, 5055 GREENLANE Road, Lincoln, Ontario L3J 2J3 | HomeSearchCanada

$409,000

Unit 131

75 DOM

1+1275d

Map

DOM 75

$409,000

DOM75days

Unit 131

5055 GREENLANE Road · Lincoln · Ontario L3J 2J3

MLS® X13474844 · 981 - Lincoln Lake · L3J 2J3

1+12OwnerOccupied600-699 ft²Condo Apartment1-car AttachedNo basement75d$630/ft²$2,685 tax/yrNo basement

75 days on market

About this home

Rare ground-floor corner unit at Utopia Condos offering exceptional value at a great price. This 1 bedroom + enclosed den layout lives like a true 2-room unit, complete with 2 full bathrooms, a private patio, and direct courtyard access. Offering 690 sq. ft. of thoughtfully designed living space, this condo blends the privacy and outdoor feel of a ground-level home with the ease and convenience of modern condo living.Filled with natural light, the unit features a spacious living area, a modern k…

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Property details

MLS#: X13474844
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Other

Condo corp #: 339
Balcony: Open
Locker: Owned
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Ontario St - Greenlane Rd
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13474844

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$409K

Unit 131 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $409,000✓ $2,685 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,827/mo

incl. closing costs (yr 1)

Annual total

$45,919

year 1

Mortgage only

$1,552/mo

principal + interest

Beyond mortgage

$1,429/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$224/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,090/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,619/yr

Property taxes16% $7,340/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,090/yr

Condo fees11% $5,210/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,619	$1,552/mo
Government & taxes
Property tax	$2,685	$224/mo
Land transfer tax(closing)	$4,655	$388/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,090	$341/mo
Condo fees
Condo / HOA fees	$5,210	$434/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,919	$3,827/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 131

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs