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$349,900
266 Overlea Drive · Kitchener · Ontario N2M 5N2
126 days on market
Welcome to this beautifully maintained 2-bedroom, 1-bathroom condo in the desirable Forest Hill neighbourhood of Kitchener. Ideal for first-time home buyers, downsizers, or investors, this carpet-free unit has been lovingly cared for and offers comfortable, low-maintenance living. The bright and spacious living room features sliding glass doors leading to a private balcony, creating a welcoming space to relax or entertain. The kitchen comes equipped with a refrigerator and stove, while the in-su…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX REAL ESTATE CENTRE INC.
Source: TRREB/PROPTX · MLS® X13467520
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $15,929 | $1,327/mo |
| Government & taxes | ||
| Property tax | $1,859 | $155/mo |
| Land transfer tax(closing) | $3,724 | $310/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,499 | $292/mo |
| Condo fees | ||
| Condo / HOA fees | $6,960 | $580/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $42,631 | $3,553/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.