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$540K · 2 bed Condo Townhouse · South J, London South | MyPropertyScout

$539,900

Unit 13

32 DOM

2332d

Map

DOM 32

↓ $10K

$539,900

↓ $10K

DOM32days

Unit 13

825 Shelborne Street · London · Ontario N5Z 5B7

MLS® X13465378 · South J · N5Z 5B7

23OwnerOccupied1000-1199 ft²Condo Townhouse2-car AttachedFull32d$491/ft²$3,851 tax/yrFull

32 days on market

About this home

Welcome to 13-825 Shelborne Street! This beautiful condo is conveniently located and will impress those who come to visit. With its functional layout this home is ideal for someone who wants space but also enjoys the convienances of condo living. Included are 2 bedrooms and living room done in matching new carpet, bright eat in-kitchen with patio door access to front courtyard, main floor laundry, gas fireplace, 3 bathrooms all with updated flooring, spacious lower level family room with office/…

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Property details

MLS#: X13465378
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: R5-4

Fireplaces: 1

Condo corp #: 293
Balcony: None
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: POND MILLS ROAD AND BURLINGTON GATE
Stories: 1
Utilities: —
Laundry: Laundry Closet
Laundry level: Main Level
Interior: Sump Pump
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $549,900 to $539,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: NU-VISTA PINNACLE REALTY BROKERAGE INC

Source: TRREB/PROPTX · MLS® X13465378

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$540K

Unit 13 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,900✓ $3,851 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,708/mo

incl. closing costs (yr 1)

Annual total

$56,502

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$1,596/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $24,579/yr

Property taxes20% $11,124/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,399/yr

Condo fees8% $4,740/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,579	$2,048/mo
Government & taxes
Property tax	$3,851	$321/mo
Land transfer tax(closing)	$7,273	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,399	$450/mo
Condo fees
Condo / HOA fees	$4,740	$395/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,502	$4,708/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 13

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs