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$450K · 2 bed Common Element Condo · Stinson, Hamilton | MyPropertyScout

$450,000

Unit 204

33 DOM

2233d

Map

DOM 33

$450,000

DOM33days

Unit 204

Vista Condos on Charlton · 479 Charlton Avenue · Hamilton · Ontario L8N 0B4

MLS® X13463908 · Stinson · L8N 0B4

22TenantOccupied900-999 ft²Common Element Condo1-car UndergroundNo basement33d$474/ft²$5,435 tax/yrNo basement

33 days on market

About this home

Welcome to Unit 204 at Vista Condos - the coveted Poplar floor plan offering 937 sqft and one of the largest balconies in the building. With only two suites of this size per floor, this 2-bedroom, 2-bathroom corner residence offers a rare blend of privacy, sophistication, and elevated urban living. Wrapped in a soothing designer white palette, the suite feels calm, bright, and beautifully composed.The kitchen features extended white cabinetry, quartz countertops, a designer backsplash, and quali…

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Property details

MLS#: X13463908
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Common Element Condo
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Flat
Foundation: Poured Concrete
Property features: Hospital, Public Transit, Wooded/Treed

View: City, Trees/Woods

Building name: Vista Condos on Charlton
Condo corp #: 599
Balcony: Open
Locker: Owned
Association amenities: Bike Storage, Community BBQ, Elevator, Gym, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Charlton Ave E & Wentworth St S
Stories: 2
Utilities: —
Laundry: Ensuite, In Bathroom
Laundry level: Main Level
Interior: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Storage Area Lockers, Water Heater Owned
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® X13463908

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$450K

Unit 204 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $450,000✓ $5,435 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,686/mo

incl. closing costs (yr 1)

Annual total

$56,238

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$2,065/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$90,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$453/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $20,486/yr

Property taxes19% $10,910/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,500/yr

Condo fees17% $9,682/yr

Closing costs9% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,486	$1,707/mo
Government & taxes
Property tax	$5,435	$453/mo
Land transfer tax(closing)	$5,475	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,500	$375/mo
Condo fees
Condo / HOA fees	$9,682	$807/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,238	$4,686/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 204

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs