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$479K · 1 bed Common Element Condo · Waterloo | MyPropertyScout

$479,000

Unit G105

33 DOM

1233d

Map

DOM 33

↓ $21K

$479,000

↓ $21K

DOM33days

Unit G105

275 Larch Street · Waterloo · Ontario N2L 3R2

MLS® X13462260 · N2L 3R2

12TenantOccupied800-899 ft²Common Element CondoNoneNo basement33d$564/ft²$2,800 tax/yrNo basement

33 days on market

About this home

Welcome to Unit G105 at 275 Larch Street, a fully furnished 1 bedroom + spacious enclosed den, 2 bathroom condo in the heart of Waterloo's highly sought after University District. Offering 860 sq. ft. of bright, modern living space, this turnkey unit features soaring ceilings, oversized windows, quartz countertops, stainless steel appliances, in suite laundry, and durable flooring throughout. The spacious enclosed den provides exceptional flexibility for a home office, study area, guest space, o…

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Property details

MLS#: X13462260
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Common Element Condo
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 643
Balcony: None
Locker: Owned
Fees include: Parking Included, Water Included, Heat Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Hickory St/Larch St
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $21KPrice reduction

MLS shows the seller reduced the asking price by $21,000 (from $500,000 to $479,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SHAW REALTY GROUP INC.

Source: TRREB/PROPTX · MLS® X13462260

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$479K

Unit G105 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $2,800 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,387/mo

incl. closing costs (yr 1)

Annual total

$52,639

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$1,607/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$233/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,806/yr

Property taxes17% $8,855/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,790/yr

Condo fees12% $6,528/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Property tax	$2,800	$233/mo
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$6,528	$544/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,639	$4,387/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit G105

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs