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$499K · 2+1 bed Condo Townhouse · Mount Forest, Wellington North | MyPropertyScout

$499,000

Unit 3

33 DOM

2+1333d

Map

DOM 33

$499,000

DOM33days

Unit 3

123 Church Street · Wellington North · Ontario N0G 2L2

MLS® X13461112 · Mount Forest · N0G 2L2

2+13Vacant1600-1799 ft²Condo Townhouse1-car AttachedFull33d$294/ft²$3,787 tax/yrFull

33 days on market

About this home

This bright, fashionable three-bedroom townhouse condo presents a classic, neutral backdrop just waiting for your own design touches. Throughout the open-concept dining space and thoughtfully laid-out kitchen on the main level, you'll find hardwood floors along with a walk-in pantry and a pass-through to the generous living room. Vaulted ceilings and French doors leading to the deck flood the space with sunlight, creating a warm atmosphere perfect for daily life and hosting guests. Rounding out…

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Property details

MLS#: X13461112
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 3 full, 0 half
Rooms: 9 + 5
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full
Style: Bungaloft
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main; 5 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Condo corp #: 109
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Church Street N & Birmingham St E
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Sump Pump, Central Vacuum
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: eXp Realty

Source: TRREB/PROPTX · MLS® X13461112

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$499K

Unit 3 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $3,787 tax✓ Electric✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,336/mo

incl. closing costs (yr 1)

Annual total

$52,029

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,446/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$316/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,700 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $22,717/yr

Property taxes20% $10,242/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,990/yr

Condo fees9% $4,920/yr

Closing costs10% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$3,787	$316/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$4,920	$410/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,029	$4,336/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs