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$539K · 3 bed Condo Apartment · Waterloo | MyPropertyScout

$538,888

Unit 901

35 DOM

3235d

Map

DOM 35

$538,888

DOM35days

Unit 901

8 Hickory Street · Waterloo · Ontario N2L 3H6

MLS® X13458736 · N2L 3H6

32TenantOccupied1400-1599 ft²Condo Apartment1-car UndergroundNo basement35d$359/ft²$5,864 tax/yrNo basement

35 days on market

About this home

Highly Sought After Investment Opportunity. Located In Waterloo's Ideal And Luxurious Residential Pocket. Walking Distance To University Of Waterloo & Wilfred Laurier University. Public Transportation At Your Finger Tips. This Functional Suites Boosts Approx 1400sqft, Featuring 3 Full Size Bedrooms With Full Closet & Windows. 1 With Ensuite & Walk In Closet, 2 Full Bathrooms, In-suite Laundry, Open Concept Kitchen And Large Dining Island, Separate Living Space With Balcony Walk Out Access. Full…

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Property details

MLS#: X13458736
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat; 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Park, Place Of Worship, Public Transit, Library

Condo corp #: 560
Balcony: Open
Locker: None
Association amenities: Game Room, Elevator, Gym, Visitor Parking, Recreation Room, Party Room/Meeting Room
Fees include: CAC Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: University / King
Stories: 9
Utilities: —
Laundry: Ensuite, In-Suite Laundry
Laundry level: Main Level
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® X13458736

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$539K

Unit 901 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $538,888✓ $5,864 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,023/mo

incl. closing costs (yr 1)

Annual total

$60,277

year 1

Mortgage only

$2,044/mo

principal + interest

Beyond mortgage

$1,916/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,778

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$489/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,389/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,253

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $24,532/yr

Property taxes22% $13,117/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,389/yr

Condo fees13% $8,079/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,532	$2,044/mo
Government & taxes
Property tax	$5,864	$489/mo
Land transfer tax(closing)	$7,253	$604/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,389	$449/mo
Condo fees
Condo / HOA fees	$8,079	$673/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,277	$5,023/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 901

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs