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$643K · 2 bed Condo Apartment · Waterdown, Hamilton | MyPropertyScout

$643,000

Unit 219

34 DOM

2234d

Map

DOM 34

↓ $30K

$643,000

↓ $30K

DOM34days

Unit 219

262 Dundas Street · Hamilton · Ontario L8B 1A9

MLS® X13458554 · Waterdown · L8B 1A9

22OwnerOccupied1200-1399 ft²Condo Apartment1-car UndergroundNo basement34d$495/ft²$4,511 tax/yrBuilt 200323 yrs oldNo basement

34 days on market

About this home

Calling all down-sizers, right-sizers and anyone looking for a bungalow-sized condo without the upkeep of a house! This sun-filled, end-unit suite in the heart of Waterdown offers 1,320 square feet of one-level living, anchored by a spacious open-concept living and dining area that gives you plenty of room to spread out. Step inside and the ten-foot ceilings paired with oversized south-west facing windows fill the entire open-concept space with natural light. A cozy gas fireplace anchors the liv…

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Property details

MLS#: X13458554
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Metal
Foundation: Concrete
Property features: Public Transit, Rec./Commun.Centre, School, School Bus Route

Fireplace features: Living Room, Natural Gas

Condo corp #: 293
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Game Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped, Lighting, Paved Yard, Privacy
Fronting on: —
Cross street: HAMILTON ST N.
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Storage Area Lockers, Storage, Water Heater
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $673,000 to $643,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13458554

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$643K

Unit 219 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $643,000✓ $4,511 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,858/mo

incl. closing costs (yr 1)

Annual total

$70,300

year 1

Mortgage only

$2,439/mo

principal + interest

Beyond mortgage

$2,183/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$128,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$376/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,430/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,335

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $29,272/yr

Property taxes20% $13,846/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,430/yr

Condo fees14% $10,092/yr

Closing costs7% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,272	$2,439/mo
Government & taxes
Property tax	$4,511	$376/mo
Land transfer tax(closing)	$9,335	$778/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,430	$536/mo
Condo fees
Condo / HOA fees	$10,092	$841/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,300	$5,858/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 219

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs