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$259K · 1 bed Condo Apartment · Kitchener | MyPropertyScout

$259,000

Unit 404

34 DOM

1134d

Map

DOM 34

$259,000

DOM34days

Unit 404

108 Garment Street · Kitchener · Ontario N2G 0E2

MLS® X13458448 · N2G 0E2

11Vacant600-699 ft²Condo ApartmentNoneNo basement34d$399/ft²$3,241 tax/yrBuilt 20233 yrs oldNo basement

34 days on market

About this home

Experience luxury living in this exceptionally large one-bedroom condo, perfectly situated in the heart of Kitchener's thriving Innovation District-a highly sought-after region renowned for world-class education and Canada's fastest-growing tech giants. Spanning over 650 square feet of meticulously designed, made-to-measure living space, this sun-drenched residence blends modern technology with sophisticated finishes, including high ceilings, engineered flooring, a spacious walk-in closet, and a…

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Property details

MLS#: X13458448
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Park, Public Transit

View: City

Condo corp #: 744
Balcony: Open
Locker: None
Association amenities: Gym, Outdoor Pool, Rooftop Deck/Garden
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Victoria St And Garment St
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Other
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP REALTY SYSTEMS INC.

Source: TRREB/PROPTX · MLS® X13458448

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$259K

Unit 404 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $259,000✓ $3,241 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,169/mo

incl. closing costs (yr 1)

Annual total

$38,022

year 1

Mortgage only

$983/mo

principal + interest

Beyond mortgage

$1,531/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$51,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$270/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,360

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)31% $11,791/yr

Property taxes15% $5,601/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,590/yr

Condo fees19% $7,381/yr

Closing costs13% $5,100/yr

Mortgage is 31% of your true cost of ownership. The other 69% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,791	$983/mo
Government & taxes
Property tax	$3,241	$270/mo
Land transfer tax(closing)	$2,360	$197/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,590	$216/mo
Condo fees
Condo / HOA fees	$7,381	$615/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,022	$3,169/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 404

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs