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$370K · 2 bed Condo Apartment · Unit UP20, Montebello, 50 HERRICK Avenue, St. Catharines, Ontario L2P 2T9 | HomeSearchCanada

$369,900

Unit UP20

36 DOM

2236d

Map

DOM 36

$369,900

DOM36days

Unit UP20

Montebello · 50 HERRICK Avenue · St. Catharines · Ontario L2P 2T9

MLS® X13456690 · 456 - Oakdale · L2P 2T9

22Vacant900-999 ft²Condo Apartment1-car UndergroundOther36d$390/ft²$4,295 tax/yrBuilt 20233 yrs oldOther

36 days on market

About this home

Experience life on your own terms. This bright 970 sqft main level, 2 bathroom, 2-bedroom+den condo with in-suite laundry and a large patio allows you to do just that. A place where you can do everything you want without worrying about upkeep. Enjoy the pleasure of staying fit and healthy, hosting a party for friends and family or relaxing on a Patio overlooking a golf course. You can do all of this and more with the spectacular array of amenities at Montebello. If you love the energy and vibran…

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Property details

MLS#: X13456690
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Other
Style: Other
Type: Condo Apartment
Year built: 2023

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R1

Roof: Asphalt Rolled, Flat
Property features: Golf

Fireplaces: 0

View: Golf Course, Garden

Building name: Montebello
Condo corp #: 325
Balcony: Open
Locker: None
Association amenities: Gym, Concierge, Tennis Court, Party Room/Meeting Room, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Concrete, Metal/Steel Siding
Fronting on: —
Cross street: Queenston Street to Woodburn Ave to Herrick Ave
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13456690

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$370K

Unit UP20 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $369,900✓ $4,295 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,862/mo

incl. closing costs (yr 1)

Annual total

$46,341

year 1

Mortgage only

$1,403/mo

principal + interest

Beyond mortgage

$1,665/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$73,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,024

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $16,839/yr

Property taxes18% $8,319/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,699/yr

Condo fees15% $6,824/yr

Closing costs11% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,839	$1,403/mo
Government & taxes
Property tax	$4,295	$358/mo
Land transfer tax(closing)	$4,024	$335/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,699	$308/mo
Condo fees
Condo / HOA fees	$6,824	$569/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,341	$3,862/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit UP20

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs