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$236K · 1 bed Condo Apartment · Unit 710, 359 Geneva Street, St. Catharines, Ontario L2N 2G5 | HomeSearchCanada

$235,900

Unit 710

37 DOM

1137d

Map

DOM 37

$235,900

DOM37days

Unit 710

359 Geneva Street · St. Catharines · Ontario L2N 2G5

MLS® X13452842 · 446 - Fairview · L2N 2G5

11Vacant600-699 ft²Condo ApartmentNoneNo basement37d$363/ft²$1,633 tax/yrBuilt 195175 yrs oldNo basement

37 days on market

About this home

One of the best-priced condos in St. Catharines! If you're tired of renting and ready to get into the market, this 1-bedroom, 1-bathroom condo at 359 Geneva St is an affordable opportunity to own in a prime north-end location. Offering 688 square feet of functional living space, the unit features a bright living room, dining area with doors to the south facing, galley-style kitchen, spacious bedroom, 4-piece bathroom, and convenient in-suite storage. The layout is practical and easy to maintain;…

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Property details

MLS#: X13452842
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1951

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Library, Park, Public Transit, School Bus Route, Wooded/Treed

Condo corp #: 105
Balcony: Open
Locker: None
Association amenities: Bike Storage, Outdoor Pool, Elevator, Visitor Parking
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete · Recreational Area
Fronting on: —
Cross street: Scott St
Stories: 7
Utilities: —
Laundry: Coin Operated, Common Area, In Building, Laundry Room
Laundry level: Lower Level
Interior: Storage, Separate Heating Controls, Primary Bedroom - Main Floor, Carpet Free
Parking features: Surface, Unreserved

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13452842

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$236K

Unit 710 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $235,900✓ $1,633 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,790/mo

incl. closing costs (yr 1)

Annual total

$33,486

year 1

Mortgage only

$895/mo

principal + interest

Beyond mortgage

$1,264/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$47,180

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$136/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,359/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,084

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $10,739/yr

Property taxes11% $3,717/yr

Utilities12% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance7% $2,359/yr

Condo fees18% $6,010/yr

Closing costs15% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$10,739	$895/mo
Government & taxes
Property tax	$1,633	$136/mo
Land transfer tax(closing)	$2,084	$174/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,359	$197/mo
Condo fees
Condo / HOA fees	$6,010	$501/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$33,486	$2,790/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 710

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs