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$250K · 1 bed Condo Apartment · 446 - Fairview, St. Catharines | MyPropertyScout

$250,000

Unit 1002

36 DOM

1136d

Map

⚡ Insider Deal

DOM 36

New This Week

$250,000

DOM36days

Unit 1002

365 Geneva Street · St. Catharines · Ontario L2N 5S7

MLS® X13448292 · 446 - Fairview · L2N 5S7

11Vacant600-699 ft²Condo ApartmentNoneNo basement36d$385/ft²$1,961 tax/yrNo basement

36 days on market

About this home

Welcome to effortless condo living at Parklands, where comfort, convenience, and low maintenance living come together in one of St. Catharines' most desirable locations.Perched on the 10th floor, this beautifully maintained, move in ready suite offers sweeping treetop views, abundant natural light, and spectacular west facing sunsets from your private balcony. Thoughtfully updated throughout, you'll appreciate the bright open concept layout featuring luxury vinyl plank flooring, fresh paint, and…

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Property details

MLS#: X13448292
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 10
Balcony: Open
Locker: Exclusive
Fees include: Water Included, Building Insurance Included, Common Elements Included, Heat Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Geneva & Scott
Stories: 10
Utilities: —
Laundry: Coin Operated, Laundry Room
Interior: Storage, Carpet Free
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13448292

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$250K

Unit 1002 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $250,000✓ $1,961 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,895/mo

incl. closing costs (yr 1)

Annual total

$34,743

year 1

Mortgage only

$948/mo

principal + interest

Beyond mortgage

$1,303/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$50,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$163/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,225

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $11,381/yr

Property taxes12% $4,186/yr

Utilities11% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance7% $2,500/yr

Condo fees17% $6,016/yr

Closing costs15% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,381	$948/mo
Government & taxes
Property tax	$1,961	$163/mo
Land transfer tax(closing)	$2,225	$185/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,500	$208/mo
Condo fees
Condo / HOA fees	$6,016	$501/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$34,743	$2,895/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1002

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs