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$350K · 1 bed Condo Apartment · Unit 802, 158 King Street, Waterloo, Ontario N2J 0E5 | HomeSearchCanada

$349,900

Unit 802

41 DOM

1141d

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DOM 41

$349,900

DOM41days

Unit 802

158 King Street · Waterloo · Ontario N2J 0E5

MLS® X13440456 · N2J 0E5

11Vacant700-799 ft²Condo ApartmentNoneNo basement41d$467/ft²$3,595 tax/yrNo basement

41 days on market

About this home

Welcome to Unit 802 at 158 King Street North, Waterloo, a fantastic opportunity for homeowners, investors, or parents looking to secure a property for their child in one of Waterloo's most desirable locations. Offering approximately 700 square feet of thoughtfully designed living space, this carpet-free condo features 2 spacious bedrooms, 2 full bathrooms, and an open-concept layout that perfectly blends functionality and comfort. From the moment you step inside, you'll appreciate the modern vin…

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Property details

MLS#: X13440456
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 657
Balcony: Open
Locker: None
Fees include: CAC Included, Common Elements Included, Heat Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: King St N/ University Ave
Stories: 7
Utilities: —
Laundry: Inside
Interior: Intercom
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13440456

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$350K

Unit 802 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $3,595 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,472/mo

incl. closing costs (yr 1)

Annual total

$41,660

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,376/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$300/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $15,929/yr

Property taxes18% $7,319/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,499/yr

Condo fees14% $5,753/yr

Closing costs12% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$3,595	$300/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$5,753	$479/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,660	$3,472/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 802

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs