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$520K · 2 bed Condo Townhouse · Unit 8, Mariners Bluff, 374 Front Street, Central Elgin, Ontario N5L 1E9 | HomeSearchCanada

$519,900

Unit 8

85 DOM

2385d

Map

DOM 85

$519,900

DOM85days

Unit 8

Mariners Bluff · 374 Front Street · Central Elgin · Ontario N5L 1E9

MLS® X13438808 · Port Stanley · N5L 1E9

23Vacant1400-1599 ft²Condo Townhouse1-car CarportUnfinished85d$347/ft²$3,308 tax/yrBuilt 198541 yrs oldUnfinished

85 days on market

About this home

Stylish Living in the charming lakeside town of Port Stanley with its shopping, restaurants, live performance festival theatre, beaches and more! ONLY 13 MINUTE WALK TO THE BEACH! Updated Mariners Bluff unit with 9' ceilings and 3 outdoor sitting areas backing onto green space forest! This gorgeous complex provides beautiful views of the lake from the common element sitting areas and the wonderful inground pool! THE VIEWS ARE ALL EXCELLENT FROM THE CONDO! Quiet living in a natural setting. Ope…

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Property details

MLS#: X13438808
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second; 5 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Shingles
Foundation: Concrete
Property features: Beach, Wooded/Treed

Fireplaces: 1
Fireplace features: Living Room, Natural Gas, Freestanding

Building name: Mariners Bluff
Condo corp #: 5
Balcony: Open
Locker: None
Association amenities: Outdoor Pool
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Carport
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Vinyl Siding · Landscaped, Porch, Year Round Living, Privacy
Fronting on: —
Cross street: George Street
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, In Basement
Laundry level: Lower Level
Interior: Other
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ADVANTAGE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13438808

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$520K

Unit 8 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,900✓ $3,308 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,812/mo

incl. closing costs (yr 1)

Annual total

$57,748

year 1

Mortgage only

$1,972/mo

principal + interest

Beyond mortgage

$1,809/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$276/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $23,668/yr

Property taxes18% $10,181/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,199/yr

Condo fees14% $8,040/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,668	$1,972/mo
Government & taxes
Property tax	$3,308	$276/mo
Land transfer tax(closing)	$6,873	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,199	$433/mo
Condo fees
Condo / HOA fees	$8,040	$670/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,748	$4,812/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 8

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs