Loading neighbourhood intel…
Loading neighbourhood intel…
$759,000
The Admiralty · 20 Gore Street · Kingston · Ontario K7L 2L1
91 days on market
Set within one of Kingston's premier downtown waterfront residences, this two storey condominium offers a rare blend of architectural interest and effortless urban living just steps from Lake Ontario. Positioned across the fourth and fifth floors, the suite features two separate entrances and a beautifully designed open staircase that creates a striking connection between levels. The main floor is bright and inviting, with open living and dining areas that enjoy generous natural light. The kitch…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Book a call for full analysis. Get a full analysis →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Source: TRREB/PROPTX · MLS® X13437956
Do you own a home in Kingston?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,700 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $34,553 | $2,879/mo |
| Government & taxes | ||
| Property tax | $7,740 | $645/mo |
| Land transfer tax(closing) | $11,655 | $971/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,590 | $633/mo |
| Condo fees | ||
| Condo / HOA fees | $20,815 | $1,735/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $91,514 | $7,626/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.