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$389,900
301 Frances Avenue · Hamilton · Ontario L8E 3W6
136 days on market
When location, comfort, and convenience come together, the result is a lifestyle that simply feels easy. This bright and perfectly maintained suite offers a functional layout filled with natural light from windows throughout, creating an airy and inviting atmosphere from the moment you step inside. The spacious living room flows seamlessly into the dining area, making everyday living and entertaining feel effortless. A versatile den adds flexibility to the space, perfect for a home office, guest…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Keller Williams Edge Realty
Source: TRREB/PROPTX · MLS® X13434178
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $17,750 | $1,479/mo |
| Government & taxes | ||
| Property tax | $2,113 | $176/mo |
| Land transfer tax(closing) | $4,324 | $360/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,899 | $325/mo |
| Condo fees | ||
| Condo / HOA fees | $11,388 | $949/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $48,633 | $4,053/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.