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$439K · 2 bed Condo Apartment · Unit 502, 155 Water Street, Cambridge, Ontario N1R 3E3 | HomeSearchCanada

$439,000

Unit 502

87 DOM

2287d

Map

DOM 87

$439,000

DOM87days

Unit 502

155 Water Street · Cambridge · Ontario N1R 3E3

MLS® X13433686 · N1R 3E3

22OwnerOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement87d$517/ft²$3,496 tax/yrNo basement

87 days on market

About this home

Welcome to 155 Water Street S Unit 502. This unit features 843 Sq ft of open concept living space with TWO parking spaces- one indoor and one outdoor. The bright and airy kitchen offers stainless steel appliances, including a built-in microwave, oven, refrigerator and stove, while offering lots of storage space. The living room is perfect for hosting with an open balcony facing the neighbourhood. This condo offers a generously sized primary bedroom featuring a walk-in closet and a four-piece pri…

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Property details

MLS#: X13433686
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Park, Place Of Worship, Public Transit, School, River/Stream, Library

Condo corp #: 623
Balcony: Open
Locker: None
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone · Year Round Living, Controlled Entry
Fronting on: —
Cross street: Concession
Stories: 5
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Laundry level: Main Level
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA

Source: TRREB/PROPTX · MLS® X13433686

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$439K

Unit 502 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,000✓ $3,496 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,233/mo

incl. closing costs (yr 1)

Annual total

$50,794

year 1

Mortgage only

$1,665/mo

principal + interest

Beyond mortgage

$1,671/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$291/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,985/yr

Property taxes17% $8,751/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,390/yr

Condo fees14% $7,008/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,985	$1,665/mo
Government & taxes
Property tax	$3,496	$291/mo
Land transfer tax(closing)	$5,255	$438/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,390	$366/mo
Condo fees
Condo / HOA fees	$7,008	$584/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,794	$4,233/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 502

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs