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$10M · 8 bed Detached · Unit B, 1952 Hwy 69 Highway, Seguin, Ontario P0C 1H0 | HomeSearchCanada

$9,999,000

Unit B

131 DOM

88131d

Map

DOM 133

↓ $996KMotivated SellerWaterfront

$9,999,000

↓ $996KMotivated Seller

DOM133days

Unit B

1952 Hwy 69 Highway · Seguin · Ontario P0C 1H0

MLS® X13433304 · Seguin · P0C 1H0

88OwnerOccupied5000 + ft²Detached4-car DetachedFinished, Walk-Out131d$2,000/ft²Lot 200 x 738 ft2-4.99 ac$28,528 tax/yrFinished, Walk-Out

133 days on market

About this home

A generational legacy on the storied western shore of Lake Joseph, one of the most prestigious lakes on earth. This towering, 60-ft, four-level post-and-beam Lakehouse is built for year-round living and grand-scale entertaining, where expansive glass captures uninterrupted island and water views in every direction. The main residence offers 8 bedrooms and 8 baths, anchored by a soaring great room, an open-concept chef's kitchen with butler's pantry, custom cabinetry, premium appliances, stone co…

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Property details

MLS#: X13433304
Status: Conditionally Sold
Property class: Residential Freehold
Beds: 8
Baths: 8 full, 0 half
Rooms: 20
Kitchens: 1
Size: 5000 +Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Walk-Out
Style: 3-Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 521940061
Roll / ARN: 490301000501300

Occupancy: Owner Occupied
Washrooms: 4 pc · Third; 3 pc · Second; 4 pc · Second; 2 pc · Main; 2 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: SR1

Roof: Shingles
Foundation: Insulated Concrete Form
Property features: Beach, Golf, Lake/Pond, Waterfront

Fireplaces: 1
Fireplace features: Wood

View: Lake

Waterfront: Yes
Water view: Direct
Water body: Lake Joseph
Water frontage: 200 ft
Shoreline: Clean, Natural, Mixed
Waterfront features: Boat Lift, Beach Front, Boathouse, Dock, Winterized

Garage: 4-car Detached
Garage spaces: 4
Parking: —
Lot: 200 × 738
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Pool: No
Exterior: Stone, Wood · Built-In-BBQ, Lawn Sprinkler System, Landscaped, Deck, Recreational Area, Year Round Living, Privacy, Lighting, Landscape Lighting, Security Gate
Fronting on: East
Cross street: Highway 400 N to exit #189 for ON-69 towards MacTier/Gravenhurst, merge onto Lake Joseph Road, continue straight to stay on Lake Joseph Road to #1952 on the right.
Stories: —
Utilities: —
Laundry: —
Laundry level: Main Level
Interior: Bar Fridge, Built-In Oven, Guest Accommodations, Sauna, Storage
Parking features: Private, Right Of Way

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $996KPrice reduction

MLS shows the seller reduced the asking price by $996,000 (from $10,995,000 to $9,999,000).

Motivated SellerWhy this label

133 days on market — Listing has been active for 133 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CV Real Estate

Source: TRREB/PROPTX · MLS® X13433304

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$10M

Unit B · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $9,999,000✓ $28,528 tax✓ Propane✓ 5000 + ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$69,510/mo

incl. closing costs (yr 1)

Annual total

$834,125

year 1

Mortgage only

$37,933/mo

principal + interest

Beyond mortgage

$11,415/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,999,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$2,377/mo

Utilities

Hydro / electricity$350/mo

≈ $0.07/ft² × ~5,000 ft² · ON avg ~$350/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$99,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$236,450

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $455,197/yr

Property taxes32% $264,978/yr

Utilities1% $7,260/yr

Insurance & security0% $1,600/yr

Maintenance12% $99,990/yr

Closing costs1% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$455,197	$37,933/mo
Government & taxes
Property tax	$28,528	$2,377/mo
Land transfer tax(closing)	$236,450	$19,704/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$4,200	$350/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$99,990	$8,333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$834,125	$69,510/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit B

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs