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$485K · 1 bed Condo Apartment · Unit 504, 98 Richmond Road, Ottawa, Ontario K1Z 0B2 | HomeSearchCanada

$484,900

Unit 504

87 DOM

1187d

Map

DOM 87

$484,900

DOM87days

Unit 504

98 Richmond Road · Ottawa · Ontario K1Z 0B2

MLS® X13428366 · 5003 - Westboro/Hampton Park · K1Z 0B2

11TenantOccupied700-799 ft²Condo Apartment1-car UndergroundNo basement87d$647/ft²$4,634 tax/yrNo basement

87 days on market

About this home

Step into a bright, beautifully maintained Westboro condo that feels like home the moment you walk in. The sun-soaked, open-concept living area features beautiful light hardwood floors and a beautifully updated kitchen with quartz countertops and stainless steel appliances. Relax in the generous primary bedroom, which offers convenient cheater ensuite access. The separate den easily adapts to your needs as a home office or guest room. South-facing windows and a private balcony flood the home wit…

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Property details

MLS#: X13428366
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 3
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 963
Balcony: Open
Locker: Owned
Fees include: Heat Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Island Park Dr & Richmond Rd
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY GROUP

Source: TRREB/PROPTX · MLS® X13428366

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$485K

Unit 504 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $484,900✓ $4,634 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,562/mo

incl. closing costs (yr 1)

Annual total

$54,747

year 1

Mortgage only

$1,840/mo

principal + interest

Beyond mortgage

$1,750/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$96,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$386/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,849/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,173

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,075/yr

Property taxes20% $10,807/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,849/yr

Condo fees12% $6,357/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,075	$1,840/mo
Government & taxes
Property tax	$4,634	$386/mo
Land transfer tax(closing)	$6,173	$514/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,849	$404/mo
Condo fees
Condo / HOA fees	$6,357	$530/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,747	$4,562/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 504

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs