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$1.23M · 2+2 bed Vacant Land Condo · Unit 8, 1849 Four Mile Creek Road, Niagara-on-the-Lake, Ontario L0S 1J0 | HomeSearchCanada

$1,225,000

Unit 8

41 DOM

2+2341d

Map

DOM 41

$1,225,000

DOM41days

Unit 8

1849 Four Mile Creek Road · Niagara-on-the-Lake · Ontario L0S 1J0

MLS® X13426448 · 108 - Virgil · L0S 1J0

2+23OwnerOccupied1400-1599 ft²Vacant Land Condo2-car AttachedFull, Finished41d$817/ft²$5,899 tax/yrBuilt 20233 yrs oldFull, Finished

41 days on market

About this home

Tucked away on a private road in the heart of Virgil, Legacy Landing is an intimate enclave of just 10 detached homes backing onto the quiet beauty of Niagara wine country. Built in 2021 and still within Tarion warranty, this exceptional residence offers the ease of bungalow living with the space, finish quality and thoughtful upgrades rarely found in a newer build. Set on a 55-ft lot with picturesque vineyard views, the home blends refined interiors with a relaxed, low-maintenance lifestyle jus…

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Property details

MLS#: X13426448
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+2
Baths: 3 full, 0 half
Rooms: 6 + 5
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Vacant Land Condo
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main; 4 pc · Lower
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Fireplace features: Natural Gas

Condo corp #: 312
Balcony: Terrace
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Vinyl Siding, Stone · Lawn Sprinkler System, Patio, Porch, Year Round Living
Fronting on: —
Cross street: East & West Line & Four Mile Creek Rd
Stories: 1
Utilities: —
Laundry: Ensuite, Laundry Room
Interior: Auto Garage Door Remote, Bar Fridge, Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Sump Pump
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® X13426448

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$1.23M

Unit 8 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,225,000✓ $5,899 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,121/mo

incl. closing costs (yr 1)

Annual total

$109,451

year 1

Mortgage only

$4,647/mo

principal + interest

Beyond mortgage

$2,267/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$245,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$492/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $55,767/yr

Property taxes25% $26,874/yr

Utilities4% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,250/yr

Condo fees4% $3,900/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$55,767	$4,647/mo
Government & taxes
Property tax	$5,899	$492/mo
Land transfer tax(closing)	$20,975	$1,748/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,250	$1,021/mo
Condo fees
Condo / HOA fees	$3,900	$325/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$109,451	$9,121/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 8

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs