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$460K · 2 bed Condo Apartment · Unit 305, 340 Florence Drive, Peterborough, Ontario K9J 6X4 | HomeSearchCanada

$459,900

Unit 305

73 DOM

2273d

Map

DOM 73

$459,900

DOM73days

Unit 305

340 Florence Drive · Peterborough · Ontario K9J 6X4

MLS® X13426158 · Monaghan Ward 2 · K9J 6X4

22Vacant800-899 ft²Condo ApartmentNoneNo basement73d$541/ft²$3,768 tax/yrBuilt 20233 yrs oldNo basement

73 days on market

About this home

Absolutely stunning! This beautifully maintained 2 bedroom, 2 bathroom condo is a must see, located in a great community. Featuring a modern open-concept layout, stainless steel appliances, ensuite laundry, private balcony, and 2 parking spots, this unit offers both style and convenience. Located in the highly desirable Jackson Creek Meadows community, you'll enjoy a family friendly neighbourhood just minutes from hospitals, shopping, restaurants, parks and all major highway access.

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Property details

MLS#: X13426158
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Vacant
Washrooms: 3 pc · Flat; 3 pc · Flat
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Condo corp #: 107
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Chandler Cres & Florence Dr.
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Primary Bedroom - Main Floor
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: MCNAUGHT REAL ESTATE

Source: TRREB/PROPTX · MLS® X13426158

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$460K

Unit 305 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,900✓ $3,768 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,217/mo

incl. closing costs (yr 1)

Annual total

$50,598

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$1,541/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$314/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,937/yr

Property taxes19% $9,441/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,599/yr

Condo fees10% $4,962/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,937	$1,745/mo
Government & taxes
Property tax	$3,768	$314/mo
Land transfer tax(closing)	$5,673	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,599	$383/mo
Condo fees
Condo / HOA fees	$4,962	$413/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,598	$4,217/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 305

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs