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$409K · 3 bed Condo Townhouse · Unit -, 38 Paddington Private, Ottawa, Ontario K1V 0S7 | HomeSearchCanada

$409,000

Unit -

88 DOM

3288d

Map

DOM 88

$409,000

DOM88days

Unit -

38 Paddington Private · Ottawa · Ontario K1V 0S7

MLS® X13421738 · 3804 - Heron Gate/Industrial Park · K1V 0S7

32Vacant1000-1199 ft²Condo Townhouse1-car CarportFull, Finished88d$372/ft²$2,258 tax/yrFull, Finished

88 days on market

About this home

Welcome to this beautifully updated 3-bedroom, 2-bathroom condo townhouse nestled on a quiet private street and backing onto a serene wooded area with no rear neighbours. Offering the perfect blend of comfort, privacy, and convenience, this move-in-ready home boasts over $50,000 in quality renovations, including a stunning kitchen with granite countertops, updated bathrooms, fresh paint throughout, and new front and patio doors. The thoughtfully designed main floor features separate living and d…

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Property details

MLS#: X13421738
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 398
Balcony: None
Locker: None
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Carport
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Other
Fronting on: —
Cross street: Bannerhill
Stories: 1
Utilities: —
Laundry: In Basement
Interior: None
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: COLDWELL BANKER SARAZEN REALTY

Source: TRREB/PROPTX · MLS® X13421738

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$409K

Unit - · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $409,000✓ $2,258 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,826/mo

incl. closing costs (yr 1)

Annual total

$45,907

year 1

Mortgage only

$1,552/mo

principal + interest

Beyond mortgage

$1,428/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$188/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,090/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$39/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,619/yr

Property taxes15% $6,913/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,090/yr

Condo fees12% $5,624/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,619	$1,552/mo
Government & taxes
Property tax	$2,258	$188/mo
Land transfer tax(closing)	$4,655	$388/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,090	$341/mo
Condo fees
Condo / HOA fees	$5,624	$469/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,907	$3,826/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs