Loading neighbourhood intel…

$360K · 2 bed Condo Apartment · Unit 602, 695 Richmond Street, London, Ontario N6A 5M8 | HomeSearchCanada

$359,900

Unit 602

88 DOM

2288d

Map

DOM 88

$359,900

DOM88days

Unit 602

695 Richmond Street · London · Ontario N6A 5M8

MLS® X13419872 · East F · N6A 5M8

22TenantOccupied1200-1399 ft²Condo Apartment1-car UndergroundNo basement88d$277/ft²$3,269 tax/yrBuilt 198541 yrs oldNo basement

88 days on market

About this home

Vacant and available immediately. Excellent 2 bedroom 2 bath (1322 sq ft) Castlefield model condo located on London's Richmond Row. Easy access to all the downtown amenities and school bus routes. Building offers concierge, elevators, indoor pool, sauna, underground parking. Large open concept unit with in unit laundry and new wood floors 2025 in living/dining area. Premium location for students or downtown living.

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Book a call for full analysis. Get a full analysis →

Property details

MLS#: X13419872
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7 + 2
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Multi-Level
Type: Condo Apartment
Year built: 1985

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Other

Roof: Flat
Foundation: Concrete
Property features: Public Transit, School Bus Route

View: City

Condo corp #: 134
Balcony: None
Locker: None
Association amenities: Concierge, Elevator, Exercise Room, Indoor Pool
Fees include: Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Ground Source
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete · Controlled Entry
Fronting on: —
Cross street: OXFORD & RICHMOND
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13419872

Do you own a home in London East?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$360K

Unit 602 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,900✓ $3,269 tax✓ Ground Source✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,811/mo

incl. closing costs (yr 1)

Annual total

$45,730

year 1

Mortgage only

$1,365/mo

principal + interest

Beyond mortgage

$1,664/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$272/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,874

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $16,384/yr

Property taxes16% $7,143/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,599/yr

Condo fees17% $7,944/yr

Closing costs11% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,384	$1,365/mo
Government & taxes
Property tax	$3,269	$272/mo
Land transfer tax(closing)	$3,874	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,599	$300/mo
Condo fees
Condo / HOA fees	$7,944	$662/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,730	$3,811/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 602

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs