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$625,000
Georgian Bay · Ontario L0K 1S0
63 days on market
Welcome to the sought-after Oak Bay Golf & Marina community in Port Severn-where lifestyle, convenience, and natural beauty come together.This beautifully positioned 3 storey end-unit townhome offers bright, spacious living. Enjoy the view of Georgian Bay from the inside front of the home, while the rooftop terrace delivers sweeping panoramic views of the bay and the surrounding golf course-an ever-changing backdrop you'll appreciate in every season.The main floor features a family room, ideal f…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: REAL BROKER ONTARIO LTD.
Source: TRREB/PROPTX · MLS® X13417688
Do you own a home in Georgian Bay?
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~2,375 ft² · ON avg ~$91/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,453 | $2,371/mo |
| Government & taxes | ||
| Property tax | $3,943 | $329/mo |
| Land transfer tax(closing) | $8,975 | $748/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $1,097 | $91/mo |
| Propane | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,250 | $521/mo |
| Condo fees | ||
| Condo / HOA fees | $3,338 | $278/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $61,816 | $5,151/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.