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$325K · 2 bed Condo Apartment · Unit 408, 334 Queen Mary Road, Kingston, Ontario K7M 7E7 | HomeSearchCanada

$325,000

Unit 408

90 DOM

2190d

Map

DOM 90

Motivated Seller

$325,000

Motivated Seller

DOM90days

Unit 408

334 Queen Mary Road · Kingston · Ontario K7M 7E7

MLS® X13413916 · 25 - West of Sir John A. Blvd · K7M 7E7

21TenantOccupied800-899 ft²Condo ApartmentNoneNo basement90d$383/ft²$2,495 tax/yrNo basement

90 days on market

About this home

Renovated and immaculately maintained, 2 bedroom condominium unit with quick occupancy available. The kitchen boasts newer appliances, attractive cabinetry and a centre island. It's open-concept design flows seamlessly into the dining room, living room and balcony, offering an airy, spacious atmosphere perfect for hosting family and friends. Contemporary flooring unifies the living spaces, complementing the home's design and guiding you to the spacious bedrooms and 4pc bath. This is a very well…

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Property details

MLS#: X13413916
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 8
Balcony: Open
Locker: None
Association amenities: Bike Storage, Elevator, Guest Suites, Gym, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Other
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bath Rd
Stories: 4
Utilities: —
Laundry: Coin Operated, Multiple Locations, Laundry Room, Shared
Interior: Primary Bedroom - Main Floor, Storage, Water Heater Owned
Parking features: Reserved/Assigned, Surface

Additional listing data

ListAOR: Kingston & Area Real Estate Association

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

90 days on market — Listing has been active for 90 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX FINEST REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13413916

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$325K

Unit 408 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $325,000✓ $2,495 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,240/mo

incl. closing costs (yr 1)

Annual total

$38,886

year 1

Mortgage only

$1,233/mo

principal + interest

Beyond mortgage

$1,270/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$65,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$208/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,350

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $14,795/yr

Property taxes15% $5,845/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,250/yr

Condo fees15% $5,835/yr

Closing costs13% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,795	$1,233/mo
Government & taxes
Property tax	$2,495	$208/mo
Land transfer tax(closing)	$3,350	$279/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,250	$271/mo
Condo fees
Condo / HOA fees	$5,835	$486/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,886	$3,240/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 408

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs