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$350K · 2 bed Condo Apartment · Unit 101, Harmony Condominium, 300 Spillsbury Drive, Peterborough, Ontario K9K 0B4 | HomeSearchCanada

$350,000

Unit 101

46 DOM

2146d

Map

DOM 46

↓ $20K

$350,000

↓ $20K

DOM46days

Unit 101

Harmony Condominium · 300 Spillsbury Drive · Peterborough · Ontario K9K 0B4

MLS® X13411810 · Otonabee Ward 1 · K9K 0B4

21OwnerOccupied700-799 ft²Condo ApartmentNoneNo basement46d$467/ft²$3,167 tax/yrNo basement

46 days on market

About this home

Welcome to Harmony Condominiums, a quality-built community by Parkview Homes. This bright and inviting 2 bedroom end unit condo features an open concept kitchen, dining, and living area filled with natural sunlight, a spacious primary bedroom with a walk in closet, in unit laundry, and a private main floor patio perfect for relaxing outdoors. Enjoy the convenience of two parking spaces, handicap accessibility, and a location close to the main entrance. Ideally situated within walking distance to…

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Property details

MLS#: X13411810
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Bungalow
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R31,10E

Property features: Hospital, Park, Place Of Worship, School

View: Garden

Building name: Harmony Condominium
Condo corp #: 81
Balcony: Open
Locker: None
Fees include: Water Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Spillsbury Dr & Airport Rd
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $19,900 (from $369,900 to $350,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK EASTERN REALTY

Source: TRREB/PROPTX · MLS® X13411810

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$350K

Unit 101 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $350,000✓ $3,167 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,482/mo

incl. closing costs (yr 1)

Annual total

$41,779

year 1

Mortgage only

$1,328/mo

principal + interest

Beyond mortgage

$1,385/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$70,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$264/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $15,934/yr

Property taxes16% $6,892/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,500/yr

Condo fees11% $4,793/yr

Closing costs12% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,934	$1,328/mo
Government & taxes
Property tax	$3,167	$264/mo
Land transfer tax(closing)	$3,725	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,500	$292/mo
Condo fees
Condo / HOA fees	$4,793	$399/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,779	$3,482/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 101

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs