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$530K · 3+1 bed Condo Townhouse · Unit 13, 285 Bluevale Street, Waterloo, Ontario N2J 4L8 | HomeSearchCanada

$529,990

Unit 13

46 DOM

3+1246d

Map

DOM 46

$529,990

DOM46days

Unit 13

285 Bluevale Street · Waterloo · Ontario N2J 4L8

MLS® X13411634 · N2J 4L8

3+12OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedFull, Finished46d$482/ft²$2,534 tax/yrFull, Finished

46 days on market

About this home

Welcome to 13-285 Bluevale St N set up on top of the hill over looking the treed complex to the front and trees to the back. Very quiet and far away from the main road. This home boasts a large eat in kitchen with dining and living room. Step out through the back patio door into a green enclosed back yard. A little peace of heaven where you can BBQ and entertain your friends. Second floor has a large master bedroom and 2 more spacious bedrooms with a beautiful 4 pc bathroom. The basement has a d…

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Property details

MLS#: X13411634
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3+1
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 130
Balcony: None
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: University Ave E and Lincoln Rd
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free, Water Heater
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: NU-VISTA PINNACLE REALTY BROKERAGE INC

Source: TRREB/PROPTX · MLS® X13411634

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$530K

Unit 13 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,990✓ $2,534 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,641/mo

incl. closing costs (yr 1)

Annual total

$55,696

year 1

Mortgage only

$2,011/mo

principal + interest

Beyond mortgage

$1,583/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$211/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $24,127/yr

Property taxes17% $9,609/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,300/yr

Condo fees11% $6,000/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,127	$2,011/mo
Government & taxes
Property tax	$2,534	$211/mo
Land transfer tax(closing)	$7,075	$590/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,300	$442/mo
Condo fees
Condo / HOA fees	$6,000	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,696	$4,641/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 13

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs