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$505K · 2 bed Condo Apartment · Unit 401, Knox City Centre, 108 Second Street, Cornwall, Ontario K6H 0C9 | HomeSearchCanada

$504,900

Unit 401

84 DOM

2284d

Map

DOM 84

Waterfront

$504,900

DOM84days

Unit 401

Knox City Centre · 108 Second Street · Cornwall · Ontario K6H 0C9

MLS® X13411196 · 717 - Cornwall · K6H 0C9

22TenantOccupied1200-1399 ft²Condo ApartmentNoneNo basement84d$389/ft²$5,520 tax/yrBuilt 201313 yrs oldNo basement

84 days on market

About this home

Downtown living at its best! Modern 2-bedroom, 2-bathroom condo located in the heart of Downtown Cornwall at 108 Second Street East. Built in 2015, this attractive condominium building offers the perfect blend of comfort, convenience, and low-maintenance living, with public transit, shopping, dining, Cornwall Square, Lamoureux Park, the St. Lawrence River, and other downtown amenities all nearby. This spacious 1,328 sq. ft. unit features a bright open-concept living and dining area, a well-appoi…

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Property details

MLS#: X13411196
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2013

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

View: Downtown

Waterfront: Yes

Building name: Knox City Centre
Condo corp #: 28
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Sydney Street
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
Parking features: Surface

Additional listing data

ListAOR: Cornwall and District Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX AFFILIATES MARQUIS LTD.

Source: TRREB/PROPTX · MLS® X13411196

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$505K

Unit 401 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $504,900✓ $5,520 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,633/mo

incl. closing costs (yr 1)

Annual total

$55,591

year 1

Mortgage only

$1,915/mo

principal + interest

Beyond mortgage

$1,711/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$460/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,049/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,573

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $22,985/yr

Property taxes22% $12,093/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,049/yr

Condo fees11% $6,303/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,985	$1,915/mo
Government & taxes
Property tax	$5,520	$460/mo
Land transfer tax(closing)	$6,573	$548/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,049	$421/mo
Condo fees
Condo / HOA fees	$6,303	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,591	$4,633/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 401

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs