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$285K · 1 bed Condo Apartment · Unit 203, 138 Somerset Street, Ottawa, Ontario K2P 0A3 | HomeSearchCanada

$284,900

Unit 203

70 DOM

1170d

Map

DOM 70

↓ $15K

$284,900

↓ $15K

DOM70days

Unit 203

138 Somerset Street · Ottawa · Ontario K2P 0A3

MLS® X13410390 · 4104 - Ottawa Centre/Golden Triangle · K2P 0A3

11Vacant600-699 ft²Condo ApartmentNoneNo basement70d$439/ft²$3,288 tax/yrNo basement

Neighbourhood Range

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About this home

Experience urban living in this 1-bedroom and 1 bathroom condo nestled in the heart of Ottawa's prestigious Golden Triangle. Located just moments away from the vibrant heart of downtown, only steps from Elgin Street's dining and shopping scene, Parliament Hill, NAC, downtown offices, and recreational amenities along the beautiful Rideau Canal. This bright unit welcomes you with an open-concept layout, spacious kitchen with plenty of cabinets and a breakfast bar. Enjoy in-unit laundry and your pr…

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Property details

MLS#: X13410390
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 795
Balcony: Enclosed
Locker: None
Association amenities: Elevator, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Building Insurance Included, Water Included, Heat Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Elgin St / Somerset St
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $15,000 (from $299,900 to $284,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE INTEGRITY REALTY

Source: TRREB/PROPTX · MLS® X13410390

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$285K

Unit 203 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $284,900✓ $3,288 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,232/mo

incl. closing costs (yr 1)

Annual total

$38,788

year 1

Mortgage only

$1,081/mo

principal + interest

Beyond mortgage

$1,464/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$56,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$274/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,849/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,749

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $12,970/yr

Property taxes16% $6,037/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,849/yr

Condo fees16% $6,272/yr

Closing costs13% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,970	$1,081/mo
Government & taxes
Property tax	$3,288	$274/mo
Land transfer tax(closing)	$2,749	$229/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,849	$237/mo
Condo fees
Condo / HOA fees	$6,272	$523/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,788	$3,232/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 203

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs