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$474,900
3900 Savoy Street · London · Ontario N6P 0H9
139 days on market
Welcome to Condo Number 7! Affordable Bright Modern Townhome Condo 2 Bedroom, 2.5 Bathrooms with 2 Convenient Parking Spots (Parking Spots 23 & 62). Open Kitchen with Quartz Counters, Kitchen Island and Modern Stainless Steel Appliances (Fridge, Stove, Dishwasher and Built-In Microwave). Bright Lower Level Includes 2 Large Bedrooms with Ample Closet Space, 2 Full Bathrooms (1 Bathroom For Each Bedroom!) and Convenient Laundry (Washer and Dryer). Great Access to 402 / 401, and Downtown London.…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $15KPrice reduction
MLS shows the seller reduced the asking price by $15,000 (from $489,900 to $474,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 FIRST CANADIAN CORP
Source: TRREB/PROPTX · MLS® X13410246
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $21,619 | $1,802/mo |
| Government & taxes | ||
| Property tax | $2,934 | $245/mo |
| Land transfer tax(closing) | $5,973 | $498/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,749 | $396/mo |
| Condo fees | ||
| Condo / HOA fees | $3,387 | $282/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,322 | $4,110/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.