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$700K · 2 bed Condo Townhouse · Unit 403, 1 Sherwood Street, Kawartha Lakes, Ontario K0M 1A0 | HomeSearchCanada

$699,900

Unit 403

92 DOM

2292d

Map

⚡ Insider Deal

DOM 92

Motivated SellerWaterfrontEstate Sale

$699,900

Motivated Seller

DOM92days

Unit 403

1 Sherwood Street · Kawartha Lakes · Ontario K0M 1A0

MLS® X13250480 · Bobcaygeon · K0M 1A0

22OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedNo basement92d$467/ft²$3,939 tax/yrBuilt 198541 yrs oldNo basement

92 days on market

About this home

Experience comfortable gated waterfront living in this upper-level, two-bedroom suite in the sought-after Regency Pointe in the heart of Bobcaygeon. This move-in-ready condo offers beautifully updated living spaces specifically designed to capture the exceptional western view, providing front-row seating for stunning sunsets over Sturgeon Lake. Inside, soaring cathedral ceilings and a floor-to-ceiling fireplace enhance the bright and open living and dining areas. The renovated eat-in kitchen fea…

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Property details

MLS#: X13250480
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Beach, Lake Access, Library, Park, Place Of Worship, School Bus Route

Fireplace features: Wood

View: Beach, Water, Lake

Waterfront: Yes
Water view: Unobstructive
Water body: Sturgeon Lake
Shoreline: Clean, Deep
Waterfront features: Dock, Trent System

Condo corp #: 12
Balcony: Enclosed
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Other
Exterior: Brick · Patio, Year Round Living
Fronting on: —
Cross street: Sherwood St. & Park St. (County Rd. 24)
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Auto Garage Door Remote, Built-In Oven, Intercom, Primary Bedroom - Main Floor, Water Heater
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

Estate sale — Listing remarks or MLS designation indicate an estate sale.
92 days on market — Listing has been active for 92 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Frank Real Estate

Source: TRREB/PROPTX · MLS® X13250480

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$700K

Unit 403 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $3,939 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,663/mo

incl. closing costs (yr 1)

Annual total

$67,953

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$1,676/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$328/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,862/yr

Property taxes21% $14,412/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,999/yr

Condo fees8% $5,520/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Property tax	$3,939	$328/mo
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Condo fees
Condo / HOA fees	$5,520	$460/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,953	$5,663/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 403

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs