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$465K · 2 bed Condo Apartment · Minden, Minden Hills | MyPropertyScout

$464,900

Unit 303

46 DOM

2246d

Map

⚡ Insider Deal

DOM 46

↓ $10KPrice Reduced

$464,900

↓ $10K

DOM46days

Unit 303

9 Newcastle Street · Minden Hills · Ontario K0M 2K0

MLS® X13249604 · Minden · K0M 2K0

22OwnerOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement46d$490/ft²$2,072 tax/yrBuilt 20188 yrs oldNo basement

46 days on market

About this home

Experience carefree condo living in one of Minden's most desirable locations. Built in 2017 and meticulously maintained, this top-floor corner unit offers exceptional privacy, comfort, and stunning views overlooking the forest and river side of town. Enjoy breathtaking sunsets from your private covered balcony, the perfect place to relax and take in the peaceful surroundings. With no neighbours above, this unit offers a quiet and tranquil living experience. The bright open-concept design feature…

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Property details

MLS#: X13249604
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Accessibility

Roof: Asphalt Shingle
Property features: Beach, Golf, Library, Park, School Bus Route

View: Golf Course, Panoramic

Condo corp #: 10
Balcony: Terrace
Locker: Owned
Association amenities: Visitor Parking
Fees include: Heat Included, Parking Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Radiant
Heating fuel: Propane
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding · Deck, Patio, Privacy, Porch, Year Round Living, Landscaped, Controlled Entry
Fronting on: —
Cross street: Newcastle St & Bobcaygeon Rd
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free, Countertop Range, ERV/HRV, Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Storage, Storage Area Lockers, Water Heater, Wheelchair Access
Parking features: Private

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $474,900 to $464,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 Granite Realty Group Inc.

Source: TRREB/PROPTX · MLS® X13249604

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$465K

Unit 303 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $464,900✓ $2,072 tax✓ Propane✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,337/mo

incl. closing costs (yr 1)

Annual total

$52,045

year 1

Mortgage only

$1,764/mo

principal + interest

Beyond mortgage

$1,634/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$92,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$173/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,649/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,164/yr

Property taxes15% $7,845/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,649/yr

Condo fees15% $7,727/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,164	$1,764/mo
Government & taxes
Property tax	$2,072	$173/mo
Land transfer tax(closing)	$5,773	$481/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,649	$387/mo
Condo fees
Condo / HOA fees	$7,727	$644/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,045	$4,337/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 303

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs