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$569,900
320 Alma Street · Guelph/Eramosa · Ontario N0B 2K0
140 days on market
Welcome to your ultimate low-maintenance lifestyle retreat, perfectly positioned directly across from the stunning Rockwood Conservation Area with scenic walking trails quite literally at your doorstep. This beautiful 3-storey townhome condo features a bright, carpet-free, open-concept living room and kitchen illuminated by modern pot-lights-creating a warm, sophisticated atmosphere that is perfect for both quiet evenings and effortless entertaining. Step out from the main living space directly…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $25KPrice reduction
MLS shows the seller reduced the asking price by $25,000 (from $594,900 to $569,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Royal LePage Royal City Realty
Source: TRREB/PROPTX · MLS® X13248788
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,300 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,944 | $2,162/mo |
| Government & taxes | ||
| Property tax | $2,781 | $232/mo |
| Land transfer tax(closing) | $7,873 | $656/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,699 | $475/mo |
| Condo fees | ||
| Condo / HOA fees | $6,988 | $582/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $58,445 | $4,870/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.