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$625,000
Georgian Bluffs · Ontario N0H 1S0
142 days on market
This beautifully appointed end-unit townhome delivers the perfect balance of refined design, quality craftsmanship, and effortless condo ownership. Thoughtfully finished throughout, it offers the kind of modern comfort that allows you to spend less time maintaining and more time enjoying. Bright, inviting spaces and a carefully considered layout create a home that feels as comfortable as it is sophisticated. Beyond the front door lies one of Ontario's most sought-after waterfront communities wit…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Real Broker Ontario Ltd
Source: TRREB/PROPTX · MLS® X13248418
Do you own a home in Georgian Bluffs?
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,453 | $2,371/mo |
| Government & taxes | ||
| Property tax | $3,911 | $326/mo |
| Land transfer tax(closing) | $8,975 | $748/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,250 | $521/mo |
| Condo fees | ||
| Condo / HOA fees | $8,773 | $731/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $67,022 | $5,585/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.