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$309K · 2 bed Condo Apartment · Ainslie Wood, Hamilton | MyPropertyScout

$309,000

Unit 705

46 DOM

2146d

Map

DOM 46

$309,000

DOM46days

Unit 705

1950 Main Street · Hamilton · Ontario L8S 4M9

MLS® X13248202 · Ainslie Wood · L8S 4M9

21TenantOccupied700-799 ft²Condo Apartment1-car UndergroundNo basement46d$412/ft²$2,006 tax/yrNo basement

46 days on market

About this home

Bright & Spacious 2-Bedroom Condo in Hamilton's Ainslie Wood West. Welcome to thiswell-maintained 2-bedroom, 1-bathroom condo offering exceptional value in one of Hamilton's most convenient locations. Filled with natural light, the spacious living and dining area opens to a private balcony with peaceful, green views. The updated kitchen features modern appliances and ample cabinetry, while two generously sized bedrooms provide flexible space for families, professionals, or students. The bright 3…

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Property details

MLS#: X13248202
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 284
Balcony: Open
Locker: Owned
Fees include: Heat Included, None, Hydro Included, Water Included, Parking Included, Common Elements Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Main Street West and Osler Drive
Stories: 7
Utilities: —
Laundry: In Basement
Interior: Carpet Free, Accessory Apartment, Guest Accommodations, Intercom, Storage, Storage Area Lockers, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX OPTIMUM REALTY

Source: TRREB/PROPTX · MLS® X13248202

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$309K

Unit 705 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $309,000✓ $2,006 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,551/mo

incl. closing costs (yr 1)

Annual total

$42,617

year 1

Mortgage only

$1,172/mo

principal + interest

Beyond mortgage

$1,662/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$61,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$167/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,090/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$78/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,110

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $14,067/yr

Property taxes12% $5,116/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance7% $3,090/yr

Condo fees26% $11,184/yr

Closing costs12% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,067	$1,172/mo
Government & taxes
Property tax	$2,006	$167/mo
Land transfer tax(closing)	$3,110	$259/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,090	$258/mo
Condo fees
Condo / HOA fees	$11,184	$932/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,617	$3,551/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 705

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs