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$539K · 3 bed Condo Townhouse · 540 Gatestone Road, London, Ontario N6M 0A2 | HomeSearchCanada

$538,741

540 Gatestone Road

92 DOM

3492d

Map

DOM 92

Motivated Seller

$538,741

Motivated Seller

DOM92days

540 Gatestone Road

London · Ontario N6M 0A2

MLS® X13248038 · South U · N6M 0A2

34Vacant1800-1999 ft²Condo Townhouse1-car AttachedFinished92d$284/ft²$0 tax/yrFinished

92 days on market

About this home

Welcome to Kai, desired South East living. This community embodies Ironstone Building Companies dedication to exceptionally built homes and quality you can trust. This end unit two storey townhome features a fully finished basement. The luxurious finishes throughout include engineered hardwood, quartz countertops, 9ft ceilings, elegant glass shower with tile surround and thoughtfully placed pot lights. All of these upgraded finishes are already included in the purchase. The desired location offe…

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Property details

MLS#: X13248038
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 4 full, 0 half
Rooms: 11
Kitchens: 1
Size: 1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second; 3 pc · Second; 4 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Unknown

Condo corp #: 1016
Balcony: Enclosed
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Other
Fronting on: —
Cross street: Jackson Rd & Commissioners
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

92 days on market — Listing has been active for 92 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13248038

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$539K

540 Gatestone Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $538,741✓ $0 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,200/mo

incl. closing costs (yr 1)

Annual total

$50,403

year 1

Mortgage only

$2,044/mo

principal + interest

Beyond mortgage

$1,094/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,748

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,387/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$18/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,250

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $24,526/yr

Property taxes14% $7,250/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,387/yr

Condo fees5% $2,580/yr

Closing costs10% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,526	$2,044/mo
Government & taxes
Land transfer tax(closing)	$7,250	$604/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,387	$449/mo
Condo fees
Condo / HOA fees	$2,580	$215/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,403	$4,200/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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540 Gatestone Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs