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$620K · 2+1 bed Common Element Condo · Unit 403, 24 Ontario Street, Bracebridge, Ontario P1L 2H5 | HomeSearchCanada

$619,900

Unit 403

40 DOM

2+1240d

Map

DOM 40

Waterfront

$619,900

DOM40days

Unit 403

24 Ontario Street · Bracebridge · Ontario P1L 2H5

MLS® X13247300 · Bracebridge · P1L 2H5

2+12OwnerOccupied1400-1599 ft²Common Element Condo1-car UndergroundNo basement40d$413/ft²$4,254 tax/yrBuilt 200323 yrs oldNo basement

40 days on market

About this home

Welcome to waterfront living in the heart of Bracebridge. Ideally located just steps from the vibrant downtown core, this beautiful 2-bedroom plus den, 2-bathroom condo offers the perfect blend of convenience, comfort, and breathtaking views. Enjoy stunning water views from every window, overlooking Bracebridge Bay, the docks, parkland, and surrounding natural beauty. Relax on your private balcony while listening to the soothing sounds of the falls, or take in spectacular holiday fireworks from…

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Property details

MLS#: X13247300
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Common Element Condo
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Beach, Lake Access, Park, River/Stream

View: Bridge, Panoramic, River, Water

Waterfront: Yes

Condo corp #: 49
Balcony: Open
Locker: Exclusive
Association amenities: Elevator, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Stucco (Plaster) · Controlled Entry, Privacy, Year Round Living
Fronting on: —
Cross street: Ontario Street and Manitoba Street
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: None, Water Heater Owned
Parking features: Underground

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Lakes Of Muskoka Realty

Source: TRREB/PROPTX · MLS® X13247300

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$620K

Unit 403 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $619,900✓ $4,254 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,770/mo

incl. closing costs (yr 1)

Annual total

$69,236

year 1

Mortgage only

$2,352/mo

principal + interest

Beyond mortgage

$2,220/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$355/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$77/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $28,221/yr

Property taxes19% $13,127/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,199/yr

Condo fees16% $11,029/yr

Closing costs7% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,221	$2,352/mo
Government & taxes
Property tax	$4,254	$355/mo
Land transfer tax(closing)	$8,873	$739/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,199	$517/mo
Condo fees
Condo / HOA fees	$11,029	$919/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,236	$5,770/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 403

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs