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$460K · 2 bed Condo Apartment · Unit 103, 311 Water Street, Cornwall, Ontario K6J 1A5 | HomeSearchCanada

$460,000

Unit 103

8 DOM

228d

Map

DOM 8

$460,000

DOM8days

Unit 103

311 Water Street · Cornwall · Ontario K6J 1A5

MLS® X13243508 · 717 - Cornwall · K6J 1A5

22OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement8d$418/ft²$4,947 tax/yrNo basement

8 days on market

About this home

Welcome to carefree condo living in the heart of the city! This immaculate, one-owner 2-bedroom condominium offers comfort, convenience, and pride of ownership throughout. From the moment you arrive, you'll appreciate the building's exceptional curb appeal, surrounded by beautifully maintained gardens and mature landscaping.Inside, the bright open-concept layout seamlessly connects the living room, dining area, and kitchen, creating an inviting space for everyday living and entertaining. Timeles…

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Property details

MLS#: X13243508
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Park, Marina, Public Transit, Waterfront, Rec./Commun.Centre

Fireplace features: Natural Gas

Condo corp #: 1
Balcony: Open
Locker: Exclusive
Association amenities: Elevator
Fees include: Parking Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Patio
Fronting on: —
Cross street: Water St. and Bedford St.
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger
Parking features: Underground

Additional listing data

ListAOR: Cornwall and District Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE PERFORMANCE REALTY

Source: TRREB/PROPTX · MLS® X13243508

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$460K

Unit 103 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $460,000✓ $4,947 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,550/mo

incl. closing costs (yr 1)

Annual total

$54,604

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$1,874/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$92,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$412/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $20,941/yr

Property taxes19% $10,622/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,600/yr

Condo fees14% $7,781/yr

Closing costs9% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,941	$1,745/mo
Government & taxes
Property tax	$4,947	$412/mo
Land transfer tax(closing)	$5,675	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,600	$383/mo
Condo fees
Condo / HOA fees	$7,781	$648/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,604	$4,550/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 103

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs