$420K · 2 bed Condo Apartment · North I, London North

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About this home

Welcome to luxury living in coveted Hyde Park! With a modern, open concept layout, this 2 bedroom design with in-suite laundry and a primary bedroom ensuite bathroom, has everything you might ask for. A spacious, gourmet kitchen impresses upon arrival with sit up bar overlooking family room with electric fireplace, and sliding doors to balcony. Very bright and spacious with southern exposure. All appliances included. Exclusive, underground parking for your security is included as well as outdoor…

Property details

MLS#

X13236354

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Other
Property features: Library, Park, Place Of Worship, Public Transit, School

Fireplaces: 1

View: City

Condo corp #: 759
Balcony: Enclosed
Locker: Exclusive
Association amenities: BBQs Allowed, Elevator, Gym, Media Room, Recreation Room, Visitor Parking
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Concrete · Privacy
Fronting on: —
Cross street: South Carriage/Hyde Park
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,900✓ $4,325 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,275/mo

incl. closing costs (yr 1)

Annual total

$51,305

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,818/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$360/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $19,116/yr

Property taxes18% $9,198/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,199/yr

Condo fees16% $8,133/yr

Closing costs10% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,116	$1,593/mo
Government & taxes
Property tax	$4,325	$360/mo
Land transfer tax(closing)	$4,873	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,199	$350/mo
Condo fees
Condo / HOA fees	$8,133	$678/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,305	$4,275/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs