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$9.85M · 6 bed Detached · 1158 Pine Needle Point Road, Muskoka Lakes, Ontario P1P 1R2 | HomeSearchCanada

$9,850,000

1158 Pine Needle Point Road

50 DOM

6650d

Map

DOM 50

Waterfront

$9,850,000

DOM50days

1158 Pine Needle Point Road

Muskoka Lakes · Ontario P1P 1R2

MLS® X13236310 · Wood (Muskoka Lakes) · P1P 1R2

66OwnerOccupied3000-3500 ft²DetachedNoneFinished, Finished with Walk-Out50d$3,031/ft²$17,862 tax/yrBuilt 201511 yrs oldFinished, Finished with Walk-Out

50 days on market

About this home

Welcome to 1158 Pine Needle Point Road. Set along over 200 feet of prized, southwest facing shoreline on Lake Muskoka, this Pine Needle Point property offers a striking, design-forward interpretation of lakeside living. Defined by clean architectural lines, soaring ceilings, and expansive glazing, the residence is thoughtfully composed to invite natural light while framing long lake views and Muskoka's iconic sunsets. The waterfront experience is equally compelling - anchored by a beautifully ex…

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Property details

MLS#: X13236310
Status: Buy Now
Property class: Residential Freehold
Beds: 6
Baths: 6 full, 0 half
Rooms: 22
Kitchens: 1
Size: 3000-3500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Finished with Walk-Out
Style: Bungalow-Raised
Type: Detached
Year built: 2015

PIN: 480330057
Roll / ARN: 445308000703400

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Main; 4 pc · Main; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Membrane
Foundation: Insulated Concrete Form
Other structures: Other
Property features: Arts Centre, Golf, Lake/Pond, Level, Sloping

View: Bay, Garden, Lake, Trees/Woods

Waterfront: Yes
Water view: Direct
Water body: Lake Muskoka
Water frontage: 210 ft
Shoreline: Clean, Gravel, Rocky
Waterfront features: Boat Lift

Garage: None
Garage spaces: 0
Parking: 8 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Pool: No
Exterior: Wood · Deck, Landscape Lighting, Landscaped, Lighting, Patio, Privacy, Recreational Area, Security Gate, Year Round Living
Fronting on: West
Cross street: Hwy 169 to Walker's Point Road to Pine Needle Point Road
Stories: —
Utilities: —
Laundry: —
Laundry level: Upper Level
Interior: Air Exchanger, Bar Fridge, Built-In Oven, Generator - Full, Propane Tank, Sewage Pump
Parking features: Private

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Chestnut Park Real Estate

Source: TRREB/PROPTX · MLS® X13236310

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$9.85M

1158 Pine Needle Point Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $9,850,000✓ $17,862 tax✓ Propane✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$67,499/mo

incl. closing costs (yr 1)

Annual total

$809,991

year 1

Mortgage only

$37,368/mo

principal + interest

Beyond mortgage

$10,279/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,970,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,489/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$98,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$232,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $448,414/yr

Property taxes31% $250,587/yr

Utilities1% $5,790/yr

Insurance & security0% $1,600/yr

Maintenance12% $98,500/yr

Closing costs1% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$448,414	$37,368/mo
Government & taxes
Property tax	$17,862	$1,489/mo
Land transfer tax(closing)	$232,725	$19,394/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$98,500	$8,208/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$809,991	$67,499/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1158 Pine Needle Point Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs